Applying is just a click away! Start with an instant quote then apply online and get binding coverage instantly at proliability.com. Why wait? Get your personal professional liability coverage today! Apply Now!
Do you qualify for a 10% premium credit? Click here to learn more.
If you prefer not to apply online, you can download an application from the Forms tab or you can request an application by phone. Call 1-800-503-9230 to speak to your professional liability representative today.
Protect yourself, your family's financial security and your career with your own individual liability coverage. Even if you have Professional Liability coverage through your employer, it may not be enough. Here's why:
The most responsible, skilled and experienced Allied Health professional can innocently become involved in malpractice claims. Consider this real-life claim made against an OR Nurse:
A registered nurse works as an independent contractor at a medical center as a circulating nurse in the OR. The patient had an abdominal colectomy and temporary ileostomy. The RN was in charge of the sponge count. She told the surgeon and the operating team that all sponges were accounted for.
During a second surgical procedure to reverse the temporary ileostomy, the surgeon found a sponge from the first surgery. Due to risk of infection, the surgery was terminated, necessitating a third surgery, during which the plaintiff suffered complications.
The patient sued the medical center for damages caused by the missed sponge. In turn, the medical center sued the RN since an accurate sponge count was her responsibility.
If you are employed and your employer provides professional liability insurance, the questions you need to ask yourself are:
You can’t rely alone on the liability protection provided by your employer. In fact, your association recommends that you purchase your own professional liability coverage even if you have limited coverage through your employer. Without your own professional liability protection, you could end up paying all attorney fees, court costs and loss of wages out of your own pocket.
To help make it easier for you to obtain individual coverage, your association sponsors a Professional Liability Insurance Plan designed just for members. Because your association understands your needs, you can be sure that this plan will give you the protection you need. Plus, applying for your association sponsored Professional Liability Insurance Plan is convenient! Visit proliability.com to get a no-obligation, instant quote and apply for binding coverage. Why wait? Apply Now!
Where Available: Available coverages, credits and options may vary by state.
Notes: All association members are eligible to apply.
The information on this site describes benefits available through this insurance program and is intended to provide a brief overview of the coverage. In the event of any conflict or inconsistency between the information on this site and the information contained in the underlying plan documents, the plan documents will in all respects control and govern. If any provision is not explained or only partially explained, your rights will always be determined under the provisions of the underlying plan documents. Insurance coverage and availability may differ by state. For complete plan details, please contact the Program Administrator, Mercer Consumer.
12421 Meredith Drive
Urbandale, IA 50398
M-F 8a-5p CST
| Insurance Company
Liberty Insurance Underwriters Inc.,
a member company of
Liberty Mutual Insurance.
55 Water Street
New York, New York 10041
May not be available in all states. Pending underwriter approval.
Answers about the plan, including eligibility, options, enrollment, customer service and more.
What is Professional Liability insurance?
Professional Liability Insurance protects you against covered claims arising from real or alleged errors or omissions, including negligence, in the course of your professional duties. Remember, legal defense and settlement costs are paid in addition to your limits of liability.
Doesn’t my employer provide me with Professional Liability coverage?
While many employers (not all) will provide some professional liability coverage, chances are that coverage may have some serious gaps, including:
What would having a personal Professional Liability Insurance Plan give me?
In the event of a lawsuit, your own Professional Liability Insurance policy would:
Why should I consider an individual Professional Liability Insurance Plan from Mercer Consumer?
All the plans offered by Mercer Consumer are tailored specifically for each profession to meet your unique needs.
The Plan is administered by Mercer Consumer and is underwritten by Liberty Insurance Underwriters, Inc. Mercer Consumer has handled the insurance needs of individual healthcare professionals, schools, universities and associations for over 55 years. As a trusted name in the Professional Liability marketplace, Mercer Consumer has earned a reputation defined by superior products and quality service.
How do I apply?
Applying is just a click away! Get a no-obligation quote and apply for binding coverage instantly at Proliability.com.
If you prefer not to apply online, you may also request an application to be sent to your home or apply for coverage by phone. Call 1-800-503-9230 to speak to your professional liability representative today.
Am I eligible to purchase my medical professional liability with installments?
Illinois Medical Professional Liability Law PA94-677, Senate Bill 475, requires insurers to implement a quarterly premium payment installment plan as prescribed by the Secretary of the Illinois Department of Financial and Professional Regulation (IDFPR).
If you practice in the state of Illinois and your annual medical professional liability premium is above $500, please visit www.proliability.com/illinstall for information regarding installment payment options.